Frequently Asked Questions about Getting Money Loans

Here are the answers to the most commonly asked questions about getting money loans.

What are money loans?

Money loans are small, short-term loans that are secured against your paycheck. You can get money loans to help you cover urgent expenses that spring up between your paydays. Such loans are ideal to cover emergency utility bills, credit card bills, car repairs, etc. Money loans are also called cash advances, payday advances, or payday loans.

How do I get money loans?

You can sign up to be matched with a lender that can help you get money loans by filling out our simple, online form. The form asks for some basic contact information and will only take you two or three minutes to fill out. When we have your information, we will match you with the right lender for you. You can then ask the lender any questions you have or apply for free to get money loans.

Are you a lender?

No, we are not a lending institution, so we do not actually offer money loans. We are a free referral service that connects our visitors with lenders that can help them get money loans. Our goal is to help our visitors find quality lenders that can meet their needs quickly and effectively.

If I get money loans, when will repayment be due?

The due date of your loan will depend on your lender, so you should check your consumer loan agreement to determine the exact due date of your loan. In most cases, though, our lenders try to coincide the due date with your next payday for your convenience. On the due date, the amount of your loan plus a finance charge will automatically be deducted from your account.

What if I can't repay the loan in full on the due date?

If you get money loans and cannot repay in full on the due date, your lender may offer you several alternatives (will vary by lender). Generally, most of our lenders are flexible on repayment options. Some of our lenders allow you to extend the loan, or roll the loan over, for additional repayment time and an additional fee as long as you pay at least the finance charge on the due date. In other words, you request additional time to repay for another fee as long as you pay at least the interest charge on your loan on the due date.

For help with your money so you don't have to get a payday loan so often, make sure you read the money management advice to better your future.