How It Works
Learn more about how to get money loans here. We'll explain what money loans are, how you qualify, and how you can sign up to get matched with a lender.
About Money Loans
When you get money loans, you are getting small, short-term loans that are secured against your paycheck. These loans are also sometimes called cash advances, paycheck loans, or payday loans. You can typically get money loans much more easily and quickly than traditional loans because of the expedited application and approval processes. Most of our lenders allow you to get money loans with simple, online applications that can be completed in just minutes (varies by lender). Some lenders offer instant approval decisions, so you don't have to wait around to know if you're approved. If you are approved to get money loans, your funds will be automatically deposited into your checking or savings account, sometimes as early as the next business day (varies by lender). When the loan's due date arrives, the loan plus a reasonable finance charge will be automatically deducted from your account.
Qualifying to Get Money Loans
The qualifications to get money loans will vary from lender to lender. In general, our lenders tend to require the following in order to get money loans:
- U.S. citizenship
- Earn at least $1,000 per month
- Employed or earning other source of consistent income
- At least 18 years old
- Active checking or savings account with direct deposit feature
Signing up to Get Money Loans
You can sign up to get money loans through one of our lenders in just minutes on our site. Here is how the process works:
- Fill out our sign-up form. You will first need to provide us with your contact information on our simple sign-up form. The form will not take long to complete and comes with no obligation.
- We match you with a lender that can help you get money loans. When we receive your information, we will put you in touch with a lender that can help you get money loans. You can ask any questions you may have and get a free quote on a loan.
- Apply to get money loans on the lender's website. If you so choose, you can then apply for free to get money loans on the lender's website. Most of our lenders offer online applications, so the process is very user-friendly.
If you would still like to know more about the process, then more information can be found in our frequently asked questions.
